Terms & Conditions

These Terms & Conditions govern your use of the MarklyInsurance website located at insurance.automarkly.com. By accessing or using this site, you agree to be bound by these terms. If you do not agree, please do not use the website.

Use of the website

MarklyInsurance provides educational content and free insurance calculators for personal, non-commercial use. You may use the site to learn about insurance and run calculations for your own planning. You may not scrape, reproduce, redistribute, or resell our content or tools without written permission.

No professional advice

All content on this site is provided for general informational and educational purposes only. It does not constitute insurance, legal, tax, or financial advice, and it is not a substitute for guidance from a licensed professional. Your insurance needs are unique, and you should consult a qualified advisor before making coverage decisions. See our Disclaimer for full details.

Calculator accuracy

Our calculators use documented methodologies and industry-average assumptions to produce estimates. However, results are approximations and depend on the accuracy of the inputs you provide. Actual premiums, costs, and coverage needs vary by insurer, location, health, and many other factors. We do not guarantee the accuracy or applicability of any calculator result to your specific situation.

Intellectual property

All content on this site, including articles, calculators, design, and code, is the property of MarklyInsurance and protected by copyright. You may share links to our pages, but you may not copy or republish substantial portions of our content without permission.

Third-party links

Our site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites. Visiting a third-party link is at your own risk.

Limitation of liability

To the fullest extent permitted by law, MarklyInsurance and its authors are not liable for any damages arising from your use of the website or reliance on its content or calculators. You use the site and its tools at your own risk.

Changes to these terms

We may revise these Terms & Conditions at any time. Continued use of the site after changes constitutes acceptance of the updated terms. The date of the latest revision will be noted on this page.

Governing law

These terms are governed by the laws of the United States, without regard to conflict-of-law principles. Any disputes will be resolved in the applicable jurisdiction.

Contact

Questions about these terms can be sent to support@insurance.automarkly.com.