Insurance category
Disability Insurance
Estimate income replacement, compare own-occ vs any-occ, and plan benefit periods for long-term disability.
Disability Insurance Calculators
8 free, private tools
Disability Insurance Needs Calculator
Estimate the monthly disability benefit you need.
OpenDisability Insurance Premium Estimator
Estimate annual premiums for an individual disability policy.
OpenOwn-Occupation vs Any-Occupation Comparison
Compare cost and protection of own-occ vs any-occ definitions.
OpenDisability Benefit Period Calculator
Choose a benefit period based on recovery and retirement age.
OpenDisability Elimination Period Calculator
Pick an elimination period that matches your emergency fund.
OpenSocial Security Disability Estimator
Estimate potential SSDI monthly benefits.
OpenDisability Income Gap Calculator
Quantify the income shortfall during a disability.
OpenDisability Probability & Impact Calculator
Estimate the financial risk of a disability over your career.
OpenDisability Insurance Guides
8 expert-written articles

Disability Insurance: Do You Need It? A Complete Guide
Assess your risk and decide whether income protection is worth the cost.
10 min read
Short-Term vs Long-Term Disability Insurance: Which Is Best?
Understand the differences to choose the right coverage duration.
9 min read
Own-Occupation vs Any-Occupation Disability Coverage
Understand the most important definition in a disability policy.
9 min read
Disability Insurance for the Self-Employed: A Complete Guide
Protect your income when you don't have employer benefits.
9 min read
Disability Insurance Riders Explained: What to Add and Why
Understand the riders that customize your disability policy.
9 min read
Social Security Disability Insurance: What to Expect
Understand SSDI eligibility, benefits, and why it shouldn't be your only plan.
9 min read
How Much Does Disability Insurance Cost? A Pricing Guide
Understand the factors that drive disability premiums and how to manage them.
8 min read
Disability Insurance and Retirement Planning: What to Know
Protect your retirement contributions when disability strikes.
8 min read