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    Disability Benefit Period Calculator

    Estimate how long benefits may be needed and the cost of extending the period.

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    Extra annual cost for to-age-65 coverage
    $900/year
    Years to retirement$25
    Avg disability length$3
    Extra years protected beyond 5yr$20

    Most disabilities last under 5 years, but catastrophic ones can persist to retirement. To-age-65 coverage costs more but protects against the worst case.

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