MarklyInsurance

    Insurance category

    Long-Term Care Insurance

    Project nursing home and in-home care costs, compare LTC premiums, and decide whether to self-fund or insure.

    Long-Term Care Insurance Calculators

    9 free, private tools

    Long-Term Care Cost Estimator

    Project future long-term care costs in your area.

    Open

    LTC Insurance Premium Estimator

    Estimate annual premiums for a long-term care policy.

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    LTC Insurance vs Self-Funding Calculator

    Compare buying LTC insurance against self-funding care.

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    LTC Benefit Period Calculator

    Choose a benefit period based on average care duration.

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    Hybrid Life/LTC Policy Calculator

    Compare a hybrid life-LTC policy against standalone LTC.

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    LTC Inflation Protection Impact Calculator

    Show how inflation protection preserves your benefit.

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    LTC Elimination Period Calculator

    Choose an LTC elimination period matching your savings.

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    Medicaid LTC Spend-Down Estimator

    Estimate assets spent before qualifying for Medicaid LTC.

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    Family Caregiver Cost Calculator

    Quantify the hidden cost of unpaid family caregiving.

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    Long-Term Care Insurance Guides

    9 expert-written articles

    Icon illustration of caring hands holding a house for long-term care insurance

    Long-Term Care Insurance: A Complete Guide for US Families

    Understand LTC coverage, when to buy, and whether you need it.

    11 min read
    Icon balance scale comparing standalone LTC insurance and hybrid life/LTC policies

    LTC Insurance vs Hybrid Life/LTC Policies: Which Is Better?

    Compare standalone LTC against asset-based hybrid policies.

    10 min read
    Icon timeline of ages marking the best time to buy long-term care insurance

    When to Buy Long-Term Care Insurance: Timing and Age Matters

    Find the sweet spot between paying premiums too long and waiting too long.

    9 min read
    Icon illustration of a growing benefit bar chart over decades for LTC inflation protection

    LTC Inflation Protection: Why It's Essential for Your Policy

    Understand how inflation riders preserve your care benefit over time.

    8 min read
    Icon illustration of a government building with LTC planning documents for Medicaid

    Medicaid and Long-Term Care: Planning Ahead for US Families

    Understand Medicaid LTC rules and how to plan without crisis decisions.

    10 min read
    Icon chart of rising long-term care costs across nursing home, assisted living, and home care

    Projecting Long-Term Care Costs: What Families Should Expect

    Estimate future care costs to plan funding realistically.

    9 min read
    Icon illustration of a heart and helping hands over a house for family caregiving costs

    The Hidden Costs of Family Caregiving for US Families

    Understand the financial impact of unpaid caregiving on families.

    8 min read
    Icon decision fork between self-funding long-term care and buying LTC insurance

    Self-Funding Long-Term Care: When It Makes Sense for You

    Decide whether to insure or self-fund based on your assets and risk.

    9 min read
    Icon illustration of tax documents and a calculator with an LTC policy for tax benefits

    Long-Term Care Insurance Tax Benefits: Deductions Guide

    Understand tax-qualified LTC policies, federal deductions, and state tax credits.

    9 min read

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