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    LTC Elimination Period Calculator

    Balance premium savings against the days of care you'd self-pay.

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    Max annual savings (0 vs 180-day wait)
    $1,500/year
    Days of care savings covers$90
    0-day premium$4,000
    90-day premium$3,000
    180-day premium$2,500

    Your savings cover about 90 days of care — consider a 90-day wait. A longer elimination period lowers premium but requires self-funding the wait.

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