Long-Term Care Cost Estimator

Estimate nursing home, assisted living, and home care costs adjusted for inflation.

Enter your details

Care setting

Current annual cost

Years until care needed

Cost inflation

Projected annual cost when care is needed

$228K/year

Current annual cost$104K

Years of inflation$20

Inflation rate4.00×

Long-term care costs outpace general inflation. A $100k nursing home stay today could cost far more in 20 years — plan funding accordingly.

Estimate annual premiums for a long-term care policy.

Compare buying LTC insurance against self-funding care.

Choose a benefit period based on average care duration.

Compare a hybrid life-LTC policy against standalone LTC.