Claims Impact on Premium Calculator

Project the multi-year premium increase from filing an at-fault claim.

Enter your details

Current annual premium

Annual surcharge %

Surcharge duration (years)

Claim payout

Total cost of filing the claim

$3,400/year

Annual premium increase

$300

Claim payout$2,500

Premium surcharge over period$900

If the total cost exceeds your deductible plus surcharge, paying out of pocket may be cheaper than filing. Consider self-paying minor damage.

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