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    Life Insurance Rider Cost Estimator

    Add up waiver of premium, accidental death, child term, and guaranteed purchase option riders.

    Enter your details

    $
    Total annual premium with riders
    $804/year
    Base premium$600
    Waiver of premium$48
    Accidental death benefit$72
    Child term rider$60
    Guaranteed purchase option$24

    Riders add flexibility and protection but increase premiums. Add only the riders that address a genuine gap in your financial plan.

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