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    Out-of-Pocket Maximum Impact Calculator

    Calculate your maximum annual exposure including premiums and the OOP cap.

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    $
    $
    Worst-case annual cost
    $12,800/year
    Annual premiums$4,800
    Out-of-pocket maximum$8,000

    This is the most you'd pay in a year if you hit the OOP cap. It's a key figure for budgeting against catastrophic illness and comparing plan safety.

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